Choose an Engagement Ring that is Right for You

When it comes to wedding proposals, if you haven’t discussed it with your beloved in advance, you might want to consider popping the question in a quiet, romantic location with no one around to witness any potential problems. Here’s some heartbreaking and hilarious proposals that went incredibly wrong:

1. Basketball Diaries – The only ring that should be on a basketball court is the hoop the ball goes through. This poor guy humiliates himself in front of a televised game and gets no sympathy or respect from the players.

2. Sexual Harassment – When your bride to be threatens sexual harassment if you continue on with the proposal, salvage your dignity and walk away. But this guy goes back for more abuse, egged on by a not so nice friend.

3. You’re not welcomed to the family – Just because your girl invites you to family dinner doesn’t necessarily mean she wants to tie the knot. If you love her family so much, buy them a barbecue but save the ring for someone who won’t go running out of the room.

4. Thank God it wasn’t Prime Time – When your on National Television isn’t the time to get rejected by your girl. That I don’t understand is why this guy didn’t have a Plan B the second he saw the look on his girls face when he got on her knees. I would have told a joke and yelled “Gotcha!”

5. Turn that OFF – Being at the top of the world, or the top of the Empire State Building isn’t always enough to get the girl. Hopefully, she’s just camera shy and what happens when the frame goes black is better than what happened when the tape was rolling.

6. Say Anything…But Marry Me – In case this guy forgot, John Cusack didn’t get the girl either. She went off to college. And if you’re filming a memorable moment, try lighting things up a bit more and facing the camera. Butt shots are better in shows like Girls Gone Wild.

Valentine’s Day has traditionally been a day for love, and often for marriage proposals, as well. If you want to propose but you’re short on cash, why not consider getting a cash advance so that you can get what you want for your sweetie.

The proposal is the most important thing but the ring matters, too, and you can’t always get the right ring if you don’t have a lot of money. Companies that offer payday loans can help you by providing you with a cash advance so you can buy the right ring and pay the money back later.

When your heart is set on buying that ring you don’t want to wait any longer and let Valentine’s Day pass you by, and not having enough money can be the biggest problem that you’ll face. It’s one that you can correct, and you can give her a lifetime of love and a start on something wonderful, just by getting a cash advance to get that ring.

A lot of places see more payday loans before Valentine’s Day so don’t worry that you’re the only one. Just get a good payday loan company and then go get a great ring.

You’re engaged! How exciting! The only problem is that you wince every time you look at your ring. What do you do if you hate it? You don’t want to hurt his feelings, but you also don’t want to go through the rest of your life wearing this terrible-looking piece of jewelry.

You really need to be honest – nicely – with him. He’ll understand. He was stressed about asking you to marry him, and you said yes, and now that pressure is off. It’s wise to wait a few days, and then ask him honestly about whether the ring can be exchanged for one that you feel is better suited to her hand or the style that you’re looking for. Sometimes beautiful rings just don’t look right on a person’s hand, depending on the size and the shape of the ring, and the hand.

Not telling him the truth if you don’t like your engagement ring, will not make you happy, and when he finds out months or years later, he’ll wonder why you didn’t tell him the truth. Honestly really is the best policy.

Insuring an engagement ring or wedding ring is often a matter of personal opinion. Not everyone thinks that something like this is necessary, but other people insist that these kinds of rings should be insured because they often cost a great deal of money.

Those who say not to ensure them generally argue that the sentimentality of the ring is what matters and that insuring it would not replace that. However, whether the ring costs only a few hundred dollars or is well up into the thousands, rings should always be insured. By insuring their rings, people who are married or about to be married are showing that they love and respect one another and value their rings, both sentimentally and as a financial investment.

Naturally, it is more vital to insure rings that are very expensive because they would be more difficult for most people to replace, but all rings have value and if you are going to insure them you should do your research about what kind of policy you want. It is usually a ring rider on your homeowner’s policy. Read the fine print and make sure you’re getting good coverage.

Getting engaged and shopping for that perfect ring can be a very exciting time, but it can also be a dangerous one for you financially if you don’t know anything about diamonds. Some jewelers are not completely honest, and they will cheat you or quote you a much higher price than the ring and the diamond that’s in it is actually worth. If you look and act as if you know what you’re doing, you’ll have less chance of that happening.

Look at the diamond through a jeweler’s loupe. Ask to see the certificates and other paperwork that comes along with the ring. Do a little research before you even ever start going to jewelers. Don’t let the idea of getting engaged become so all-consuming that you forget to pay attention to the less romantic aspects of it. You don’t want to get cheated or to see your fiancé get cheated, so it’s worth the extra time and effort to be sure that you’re getting something that is really worth the money on more than an emotional level.

If you do that, you’ll cherish that diamond engagement ring for a lot longer than you would knowing you overpaid.